Four steps, no surprises
Nothing gets signed until your lender has confirmed the numbers. You can have anyone you trust look everything over first.
Tell us the basics
Vehicle, miles, lender, payment, roughly what you owe, and what you need to walk away. Two minutes, no documents yet.
A short call with your lender
You sign a one-page third-party authorization so we can confirm the payoff with your lender and be allowed to make the payments.
Sign, get paid, hand over the keys
A plain-English agreement, your cash, and we take the vehicle and insure it that day.
Payments go straight to your lender
Every month, on time, with proof sent to you. The agreement sets the date the loan gets paid off or refinanced out of your name and the title transfers.
What you get
- Out from under the payment this week
- Cash in hand, not a trade-in lowball
- The loan keeps getting paid on time, so your credit keeps collecting on-time history
- Proof of every payment, every month
Things to know
- The loan stays in your name until it is paid off or refinanced. That is why nothing is a handshake: lender-direct payments, insurance in place from day one, and a written payoff plan with a date.
- You keep a copy of everything and can have anyone you trust look it over before you sign.
2014 or newer, under 110,000 miles
SUVs and trucks (full-size and luxury welcome), Tesla and other EVs, three-row family haulers, and nicer sedans. Not sure if yours fits? Send it anyway; the answer is quick.
Behind on payments?
Still ask. Bringing the loan current can be part of the deal, and it is worth a conversation before the lender starts the repossession process.
Straight answers
I'm behind on payments. Can you still help?
Usually yes. Bringing the loan current can be part of the deal, and it is worth asking before the lender starts the repossession process.
Will my lender allow this?
With your written authorization, most lenders will confirm the payoff with us and accept payments from us. We confirm that on the call before anything is signed.
What about insurance?
We insure the vehicle from the day we take it, with your lender listed, and you get the proof. You cancel your own policy once that is in place.
Do I have to come to Valdosta?
No. We pick up anywhere within about three hours of Valdosta, including Tallahassee, Jacksonville, Albany, Macon and Savannah.
How much cash will I get?
It depends on what the vehicle is worth versus what is owed. Send the numbers and you will get a real figure the same day, not a range.
What if a payment is ever missed?
The written agreement spells out exactly what happens and what you can do, and you keep a signed copy.
Fill in what you know
Nothing here is a commitment on either side. You'll hear back the same day with a real number.